What You Will Learn
Reserve Your Spot
Personal Finance 101: Budget, Save, and Invest with Clarity
A practical, hands-on workshop to help you understand your money, stop guessing, and start building a solid financial foundation.
Is This for You?
This workshop is designed for financial beginners seeking clarity, practical budgeting approaches, and introductory investing knowledge in a supportive environment.
Is this workshop right for you?
You've never tracked your spending but want to start
Perfect for beginners who want to understand where their money goes each month.
You feel unsure or overwhelmed about money
We'll transform confusion into clarity with straightforward, jargon-free guidance.
You want a budgeting approach that works in real life
No rigid systems—just practical methods that adapt to your unique lifestyle.
You're curious about investing but find it intimidating
We'll demystify investing fundamentals in plain, accessible language.
Ready to Stop Guessing About Money?
Financial Confidence
Make decisions with clarity and purpose
Practical Skills
Apply real-world techniques immediately
Supportive Community
Learn alongside like-minded individuals
Join a focused, small-group experience where you'll build real understanding, real clarity, and a financial plan that fits your life.
What You Will Walk Away With
Financial Clarity
Gain a comprehensive understanding of your spending patterns, income flow, and financial habits. You'll see exactly where your money goes and why—often with surprising insights.
A Practical Budget
Create a personalized spending plan that works with your actual lifestyle, not against it. We focus on sustainable approaches that bend but don't break.
Saving & Investing Basics
Learn foundational investment concepts explained in everyday language. You'll understand different options and how to evaluate what might work for your goals.
Personal Financial Plan
Leave with a concrete roadmap for your next 3, 6, and 12 months of financial decisions, built during our hands-on session.
Meet Your Guide
Hi, I'm Sarath.
I created this workshop to help make money feel less confusing and manageable — especially for those never taught how it works.
My journey spans the merchant navy, tech world, and education. I've spent years exploring how money affects our decisions, mindset, and quality of life.
This workshop isn't about buzzwords or shortcuts. It's about understanding basics, being smart with your money, and building habits that support the life you want.
If you've ever felt unsure about money, this space is for you.
Workshop Details
Register Now
Secure your spot today. Limited to 15 participants to ensure personal attention and meaningful connections.
📲 Scan this QR code to pay via PromptPay. Then upload a screenshot of your payment slip in the form below.
💡 Can’t pay online?
Please send a message to terakoya.academy@gmail.com If space is available, we’ll confirm and you can come and pay at the venue.
📎 Important:
After making your 1,000 THB payment via PromptPay, please upload a screenshot or photo of your payment slip using the form above.
💬 Refund Policy: Get a full refund if you cancel at least 48 hours before the workshop. After that, you're welcome to transfer your spot to a friend or use it for a future session.
Frequently Asked Questions
Who is this workshop for?
Young adults and professionals wanting to improve financial skills. No prior experience needed.
What to bring?
Just yourself! We provide all materials, a welcoming space, and refreshments.
Payment options?
Can't pay online? Message terakoya.academy@gmail.com to reserve your spot and pay cash on arrival.
Cancellation policy?
100% refund if canceled 48+ hours in advance. Otherwise, transfer your spot or attend later.
Parking available?
Yes, plenty of free parking right at the venue in San Phi Suea.
A Calm Space to Learn and Reflect
Our workshops are held in a quiet, welcoming house in Chiang Mai. It's a space designed for small-group learning, thoughtful conversations, and personal clarity.
About Terakoya Academy
Terakoya Academy is a quiet learning space in Chiang Mai designed for real-life skills and thoughtful growth.
Inspired by the original terakoya schools of Japan, we focus on small-group, practical learning — where the goal isn’t just to absorb information, but to understand and apply it.
We host workshops on a variety of topics: personal finance, focus, decision-making, creativity, and more. Each one is designed to be simple, useful, and grounded -without the noise or pressure of traditional education.
Whether you’re here to get clear about money or explore new ways to think and live, Terakoya is a space to pause, reflect, and learn at your own pace.